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Insurance Blog

What Does Commercial Umbrella Insurance Cover?

Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits.  Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...

What to Know About Building a Deck

Is Adding a Deck a Good Investment? Remodeling magazine reported that adding a wood deck can up your home’s resale value by more than $10,000. Decks built of composite material add more than $13,000. So chances are, you’re going to significantly recoup the value of this investment. Test your knowledge with our quiz: How Much Value Can These DIY Projects Add To Your House? What...

11 Curbside Pickup Tips for Your Business

Use technology to your advantage. One reason a customer will choose to place a curbside pickup order is because it’s a convenient way to shop. But if they find it difficult to order online, or experience long wait times when they arrive at your business, it’s unlikely they’ll try the service again. To help reduce customer frustrations, do a quick audit of your e-commerce resources:...

Do I Need Boat Insurance for a Non-Motorized Boat?

Depending on where you live, you may not be legally required by the state to carry boat insurance for a non-motorized boat, but that is not the only reason to insure your boat. If you have invested in a sailboat, kayak, canoe, or RIB (rigid inflatable boat), boat insurance will protect your investment if the watercraft is damaged during an accident. It should also protect...

Are You Covered When an Employee Claims Harassment or Discrimination?

You probably never want to imagine a situation in which an employee, a former employee, or an employment candidate sues your business for sexual harassment or discrimination (on the basis of, for example, age, sex, race, or disability). Unfortunately, though, it does happen. Sexual harassment has been in the news media spotlight a lot lately, following allegations of inappropriate behavior made against celebrities and public...