Insurance Blog
Have a Safe and Happy July Fourth Holiday
Posted: June 28, 2021
Have a Safe and Happy July Fourth HolidayGearing up for the Fourth of July holiday likely means family picnics, being outside and enjoying a fireworks display. But have you ever wondered how long can you let food sit out before it starts to go bad? Or when your next-door neighbor surprises the kiddos with sparklers and firecrackers, how do you make sure everyone stays safe? You’ve got questions – we’ve got you covered....
An Honest Discussion About Life Insurance
Posted: June 22, 2021
An Honest Discussion About Life InsuranceTalking about life insurance does not need to be morbid or depressing. The discussion can be smooth if you approach the subject right. An estimated 30 percent of families in the USA do not have life insurance, and if your family is part of that 30 percent, it is time to have an honest discussion. We have come up with a few tips on how...
Do I Need More Insurance If I Have Medicare?
Posted: June 21, 2021
Do I Need More Insurance If I Have Medicare?If your income is very low, you may not need more health insurance than Medicare. Low-income individuals who are eligible for Medicare may also qualify for Medicaid – a joint federal and state low-income assistance program. For people who have both, Medicaid will pick up where Medicare coverage leaves off. Full Medicaid beneficiaries can receive dental, vision, long-term care, and other services Medicare does not...
Do I Need Commercial Property Insurance for A Shared Office?
Posted: June 19, 2021
Do I Need Commercial Property Insurance for A Shared Office?If you work in a shared office space, it is essential to ensure you are protected against specific risks. If your business operates out of a coworking space, a commercial property insurance policy brings added protections. The office furniture and equipment owned by your business will be expensive to replace if a fire or other disaster occurs. Your commercial property insurance policy covers the cost...
Do I Need Insurance for Undeveloped Property?
Posted: June 16, 2021
Do I Need Insurance for Undeveloped Property?If you own undeveloped property, does it need to be protected with a separate insurance policy? The personal insurance section of your homeowners policy may cover vacant land up to a specific limit. If a lawsuit is filed against you for personal injury on the property, the policy limit may be too low. Personal insurance can be purchased separately or is one section of your...
